Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. 3 Ways to Save Without Tax Deferral Tax deferral versus tax-efficient vehicles like Roth 4019k)s, Roth IRAs and Life Insurance. Medicare Advantage 101 Overview of Medicare Advantage, what’s in them, special rules, and more.